Shielding Your Business, Embracing Your Confidence: Public Liability Insurance, Your Trustworthy Defender.

Public Liability Policy

Public liability insurance provides financial protection to individuals and businesses against claims made by third parties for injury or damage to their property. This coverage is crucial for businesses that interact with the public or operate in public spaces.

This insurance is essential because unexpected accidents or mishaps can occur, and if your business is held responsible, the financial repercussions can be significant.

Public liability insurance steps in to cover these costs, ensuring that your business can continue operating without bearing the full financial burden of such claims. It provides peace of mind and safeguards your business's financial health in the face of unexpected events.

Who needs Public Liability Takaful Insurance ?

Any Manufacturing Businesses (Plants, Factories) or Non Manufacturing Businesses (Schools, Hotels, Cinema Halls etc) which are exposed to the risk of Bodily Injury or Property Damage to the Third Party should secure themselves with a Public Liability Insurance Policy.

What is Covered and not Covered

This policy covers the amount which the insured becomes legally liable to pay as damages to third parties as a result of accidental death, bodily injury, loss or damage to the property belonging to a third party. The legal cost and expenses incurred in defending the case with prior consent of the insurance company are also payable subject to certain terms and conditions.

One can insure more than one unit situated in different locations under a single policy.

The policy offers a benefit of Retroactive period on continuous renewal of policy whereby claims reported in subsequent renewal but pertaining to earlier period after first inception of the policy, also become payable."

  • Contractual Liabilities are Excluded
  • Liabilities arising out of Wilful Misconduct of The Insured are not covered
  • Punitive or Exemplary Damages are not Covered
  • Fines or Penalties are not covered
  • Liabilities arising as a consequence of War are excluded
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Addon Covers offered by Takaful Oman

  • Sudden and Accidental Pollution Extension
  • Food & beverages Liability Extension
  • Lift, Elevator or Escalator Liability Extension

You can intimate your claim through any of the following methods

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Call us @

22701600

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Whatsapp us @

22701600

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Write to us @

customerservice2@takafuloman.om

Information required to get a Public Liability quote

  • Occupany details.
  • Limit for Any One Accident and an Indemnity Limit for Any One Year.
  • Number of locations.

Documents required for filing a Public Liability Claim

  • Duly Completed Claim Form;
  • Police Report (if any);
  • Letter of demand or writ of summon (if any);
  • Incident Report;
  • Injury claim Medical Report and Medical Bills/Receipts;
  • Death claim Post Mortem Report and Death Certificate
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