Explore with Confidence, Insured Every Step of the Way

Icon

What is travel insurance?

We protect you financially from all the unpredicted losses that you may incur while on an international trip. It covers incidents such as loss of baggage and passport, delayed or missed flights, medical emergency, etc.

Why should you buy travel insurance from Takaful Oman?

Icon

Cashless medical facility

No need to worry about hefty medical expenses if you fall sick on your trip. Our travel insurance provides you with a cashless medical facility on foreign soil

Icon

Lost baggage cover

It is common to lose your baggage at the airport. Therefore, our international travel insurance plan includes a baggage loss cover that provides compensation for such a mishap.

Icon

Buy policy online

Purchasing a travel insurance policy online means getting a contactless policy issued to your mailbox without you needing to visit us.

What is Covered and not Covered

  • Medical Cover

    In case of illness/injury sustained while on the trip during the policy period, we pay for the medical treatment expenses. The amount paid won't exceed the sum insured coverage mentioned in the policy document.

  • Luggage loss (upto 40 Kgs)

    In case of illness/injury sustained while on the trip during the policy period, we pay for the medical treatment expenses. The amount paid won't exceed the sum insured coverage mentioned in the policy document.

  • Trip Cancellation

    If your trip is cancelled due to the conditions mentioned in policy wordings, we'll compensate you for the losses suffered.

  • Trip delay

    We will reimburse your additional meal and hotel expenses incurred when a trip's departure or return is delayed for a covered reason

  • Loss of Passport

    We will reimburse the replacement cost of the country of residence' passport (of citizenship country) following the accidental and unintentional loss or damage during your trip

  • Repatriation of Remains

    If during the policy period, in the event of death of the insured person while on the trip abroad, we pay the costs related to repatriation of remains to the nominee. This includes the costs incurred in transporting the remains of the deceased back to the country of residence and local burial or cremation of the remains in the country where the death occurs

  • Return of Minors

    If a insured has minor children (not yet 18 years old, unmarried and in school) who are left unattended as a result of a insured's injury, illness or medical evacuation, we will arrange for transportation of such minor children to the insured's home country or usual country of residence

  • Personal Accident (Common carrier)

    In case the insured (between 18 and 70 years old) opting for the personal Accident dies following covered accident in a common carrier, the sum insured specified in the application form as per applicable plans shall be paid to the beneficiary (ies) designated in the application or to the legal heirs

  • Compassionate Visit

    We will arrange for one economy class return airfare for a relative or a friend of the insured to join the insured who, when traveling alone, is hospitalized outside the Home Country or Usual Country of Residence for a period in excess of 7 consecutive days

  • Emergency medical evacuation

    The servicing company will arrange for the air and/or surface transportation, communication and all usual and customary ancillary services incurred in moving and transporting the user when in a serious medical condition to the nearest hospital where appropriate medical care is available

  • Emergency medical repatriation

    We will arrange for the return of the insured to the home country or usual country of residence by air and/or surface transportation following an in-hospital admission for a covered case.

  • Medical Expenses on account of Injuries due to Participation in Adventure Sports is mostly excluded from all Travel Insurance Policies

  • Medical Expenses on account of Pre-Existing Diseases are not covered under Travel Insurance Policies

  • Death or injury related to suicide or an attempt to suicide are excluded

  • Any expenses towards a Cosmetic Surgery are not covered in Travel Insurance Policies

  • Expenses towards Ayurveda or Homeopathy Treatment are not covered in Travel Insurance Policies

Get answers to frequently asked questions

Single trip travel insurance covers a single international trip. However, once you leave your country and visit multiple destinations in the same geographical bucket like US/Canada, Schengen, rest of the world and Asia during one trip, we will count your journey as a single trip

Yes. Our travel insurance is designed for both leisure and business travelers. Business travelers who go abroad frequently can avail of multi-trip plans

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Hospitalization expenses will be payable in case the insured is hospitalized in the destination country due to COVID-19.