Empowering Trust, Shielding Commitments: Fidelity Guarantee, Your Security Partner.

Fidelity Guarantee Policy

A Fidelity Guarantee Policy is a crucial insurance coverage for businesses facing potential financial losses resulting from employee dishonesty, fraud, or embezzlement.

This policy indemnifies against various forms of employee misconduct, including theft of cash, inventory, or involvement in online banking fraud.

By providing compensation for such breaches of trust, this insurance enhances financial security and safeguards the business against substantial pecuniary losses, fostering trust within the organization.

Who needs FIDELITY GUARNATEE Insurance ?

Fidelity Insurance is required for every business that employs people to handle cash and other critical functions.

Suitable for those prioritizing the safeguarding of financial integrity from fraud, theft, or embezzlement.

What is Covered and not Covered

What is covered in FIDELITY GUARNATEE insurance ?
What is excluded ?
  • Theft of business assets by employees is covered by fidelity guarantee insurance.
  • Covers business loss due to forgery committed by employees.
  • Theft or fraud committed by the employees on the customers.
  • Embezzlement of funds by employees, i.e., employees using the company's money for personal purposes or creating fake bills
  • More than one claim was made against an employee after discovering their theft/fraud.
  • Losses arising due to deliberate acts or gross negligence by the business
  • Consequential or indirect losses such as loss of profits, business interruption, or loss of business opportunity due to dishonest acts of employees
  • Losses not attributable to fraud or dishonest acts such as trading losses, stock-taking shortages, etc

You can intimate your claim through any of the following methods

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Call us @

22701600

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Whatsapp us @

22701600

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Write to us @

customerservice2@takafuloman.om

Information required to get a FIDELITY GUARNATEE quote

  • The amount stated against a particular employee or a group of employees
  • Limit per occurrence and in the aggregate

Documents required for filing a FIDELITY GUARNATEE claim

  • Duly Filled claim form
  • Police Report/Warrant of Arrest/Court Verdict.
  • Accounting & Financial Documents.
  • Stock Records.
  • Employee History/Employment Contract/Guarantee Contract/Termination of Employment Letter/Letter of Resignation.
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