Strength in Coverage, Security in Care: Workmen Compensation – Your Workforce's Shield.

Workmen Compensation Policy

A Workmen's Compensation Policy, also known as Workers' Compensation Insurance, is a crucial coverage that protects both employers and employees. It provides financial assistance and medical benefits to employees who suffer work-related injuries or occupational diseases.

This policy covers the legal liability of the employer for accidental injury, death, or occupational illness of employees that occur in the course of employment, as mandated by Royal Decree 40/1977. In addition to offering medical coverage and rehabilitation benefits, the policy provides partial wage replacement for the injured or ill employees.

This comprehensive insurance ensures a fair and efficient system for handling workplace injury claims while safeguarding both the financial interests of employers and the well-being of their workforce.

Who needs Workmen Compensation Insurance ?

Any employer whether as a Principal or contractor engaging an employee" as defined per local laws to cover his liability under statute and at common law.

What is Covered and not Covered

  • Capital benefit in case of death
  • Medical expenses
  • Permanent Total Disability
  • Permanent Partial Disability
  • Temporary Total Disability
  • Temporary Partial Disability
  • Repatriation Expenses
  • Non-Work Related Injuries or Illnesses
  • Willful Misconduct or Intoxication
  • Self-Inflicted Injuries
  • Pre-Existing Conditions
  • Natural Death or Disease
  • Civil Commotions or War
  • Voluntary Participation in Hazardous Activities
  • Independent Contractors

You can intimate your claim through any of the following methods

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Call us @

22701600

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Whatsapp us @

22701600

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Write to us @

customerservice2@takafuloman.om

Information required to get a Workmen Compensation quote

  • List of employees
  • Basic salary
  • Occupany details

Documents required for filing a Workmen Compensation claim

  • Duly Filled and Signed Claim Form
  • Copy of Wages Cum Attendance Register prior to Date of Accident at least for 6 months
  • Medical Papers, Medical Bills, X-Ray Report and any other documents relating to treatment
  • Declaration for Total Number of Employees present at the Time of Accident
  • Employers Sick Leave Certificate
  • Fitness Certificate from Attending Doctor
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