Where Protection Meets Property - Your Safety, Our Commitment

Property All Risk Policy

Safeguard your home or workplace from unexpected hazards with a Property All Risk (PAR) policy.

This comprehensive insurance provides protection against a range of risks and damages to your property, covering nearly everything unless explicitly excluded.

Tailored for valuable properties, it offers versatility and customization.

Be sure to review the policy details for any exclusions to fully grasp the specific protections afforded by this coverage.

Who needs Property insurance?

Suitable for property owners and businesses seeking coverage against various risks and damages. Ideal for those owning valuable assets like buildings, machinery, and equipment.

What is Covered and not Covered

What is covered in property all risk insurance?
What is excluded?

This policy covers all risks of physical loss, destruction or damage to the insured property that occur during the policy period and is subject to certain terms, conditions and exclusions. This policy provides a wider coverage range than the Fire and Allied Perils Takaful Insurance policy.

Below list of items are covered -

  • Building
  • Plant and Machinery, Equipments and Accessories.
  • Stocks
  • Furniture, Fixtures and Fittings
  • Household goods
  • Damages like wear and tear
  • The wilful destruction of the property
  • Terrorism and Political risk
  • Pollution or contamination
  • Overrunning, excessive pressure, Short circuiting etc
  • Market losses


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Add-on covers offered by Takaful Oman

  • Business intteruption or Loss of profit
  • Loss of rent
  • Cost of Removal of Debris
  • Architects’ Surveyors’ and Consultant Engineers’ Fees

You can intimate your claim through any of the following methods

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Call us @

22701600

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Whatsapp us @

22701600

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Write to us @

customerservice2@takafuloman.om

Information required to get a property all risk quote

  • Location of the property
  • Break up of Values
  • Occupancy
  • Duly filled Proposal form

Documents required for filing a Property all risk claim

  • Claim Intimation in Writing or on E-mail
  • Policy Copy
  • Duly Filled and Signed Claim Form
  • Fire Brigade Report
  • Police Report
  • Forensic Report
  • Meteorological Department Report in case of Weather Damages
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